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Thursday, March 18, 2010

The price of testing your DNA

Posted by admin on March 17, 2010

Worried that your genes predispose you to developing cancer, diabetes, or some other disease? Simply curious to unlock the secrets of your DNA — say, whether you have better-than-average odds of living to 100?

10 years to retirement – Are you ready?

Posted by admin on March 16, 2010

Question: I have about 10 years until I retire, and I’m wondering whether I should put my 401(k) savings back into high-risk stock funds or a moderate-risk stock fund like a Standard & Poor’s 500 index fund. What do you think? — Paul, Brockton, Mass.

10 years to retirement – Are you ready?

Posted by admin on

Question: I have about 10 years until I retire, and I’m wondering whether I should put my 401(k) savings back into high-risk stock funds or a moderate-risk stock fund like a Standard & Poor’s 500 index fund. What do you think? — Paul, Brockton, Mass.

Job-search tool: Headhunters

Posted by admin on March 15, 2010

Decent job listings are pretty scarce these days — which is why it’s more important than ever to get your résumé in front of the top headhunters in your field. Executive-search professionals serve their client companies by quietly cherry-picking candidates for high-level jobs, many of which are never advertised. And if you’re not on the recruiters’ radar, you may miss out on prime opportunities. These strategies can help you get on the gatekeepers’ good sides:

The three-figure kitchen makeover

Posted by admin on March 12, 2010

Living with an undersize, outdated kitchen? If so, a sledgehammer may feel like the only solution. But these days you’re probably not up for spending the $50,000 or more — maybe much more — it would cost to demolish the space and build a new state-of-the-art room from scratch.

Living on a freelancer’s budget

Posted by admin on March 11, 2010

Chris and Janie Peterson have an enviable life. They own a lovely 3½-bedroom ranch house just outside Minneapolis and have work schedules flexible enough to allow them lots of time with their children, Reece, 10, Cecily, 9, and Georgio, 7.

Financial advice: The yes-man problem

Posted by admin on

Experts have long counseled against using financial planners who charge commissions, given their incentive to simply sell products that pad their paychecks.

12 ways to cut your taxes

Posted by admin on March 9, 2010

The bright spot of the dreary 2009 economy: savings for everyone.

How Uncle Sam wants to boost your retirement

Posted by admin on

Usually I cringe when our leaders in Washington try to help improve our finances. I’m afraid their efforts may do more harm than good. But two new ideas being discussed inside the Beltway could actually make it easier to prepare for retirement. Both center on the income you’ll generate from your 401(k).

43% say they have less than $10k for retirement

Posted by admin on

The percentage of American workers with virtually no retirement savings grew for the third straight year, according to a survey released Tuesday.